How To Use Apple Pay At Target 2022

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There are plenty of ways to use Apple Pay at Target, but we wanted to show you how you can use Apple Pay to make your shopping experience easier and faster. And that means less time spent waiting in line and more on your phone!

We all know the frustration of paying in person, and we’re excited to see Apple’s new mobile wallet system finally make its way to brick-and-mortar retailers.

In detail, we will discuss in this article how to use Apple Pay at Target 2022.

The number of Apple pay users is more than 507 million. It increases by more than 15 percent yearly. At the same time, Target has more than 2000 store locations worldwide with more than 450000 employees, with a 10 percent increase from 2021. 

Target, which sells products across various categories, has one goal: to do shopping at its stores fun and convenient.

Target has created a brand and reputation for being where people can find great deals on all kinds of products.

It sells clothing, electronics, toys, household items, etc., all under one roof. Target also sells groceries in some stores as part of its core business. Target started as a catalog company but soon expanded into physical stores. Its stores sell almost everything imaginable except for alcoholic beverages and tobacco products.

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Does Target Take Apple Pay?

The accurate answer is ‘YES.’ For those unfamiliar with Apple Pay, it is a mobile payment system that allows users to complete purchases by swiping their phone over an NFC reader and completing the transaction.

In addition, users can also use Apple Pay at any of the other stores that are part of the iBeacon network. The only problem is that Apple Pay requires users to have an iPhone 6 or 6 Plus, so many people who don’t own a new iPhone are left out.

It was seen as a win for Apple because they got a foothold into the world of mobile payments and a foot in the door of the largest retail store chain in the United States.

It could be a big deal for Apple because Target is considered the third-largest retailer in the U.S. and is also one of the most profitable, according to Forbes. With Target’s size, it would make sense for them to support a payment system that most shoppers have used for years.

Apple Pay, the payment system, allows for purchases to be completed without having to enter your credit card information or having to sign anything.

A reader may not know about Apple Pay, but it’s on its way to becoming one of the most popular mobile payment methods worldwide. And with the launch of Apple Pay at Target, consumers can finally pay at the largest U.S. retailer using their iPhone, iPad, or Apple Watch. But don’t get too excited because you still won’t be able to use Apple Pay at Target in 2022 — unless you’re already an Apple Wallet customer. Here’s how to pay for things at Target using Apple Pay.

How To Set Apple Pay On iPhone?

Apple Pay is one of the biggest success stories of the financial services industry this year, taking off fast and adding more credit card brands than any other mobile payment service. But not everybody is sold. A growing number of retailers are still holding out on supporting the iPhone-only payment system.

Here are the steps for creating a Wallet in iTunes and using Apple Pay to make purchases.

  1. Open Settings on your iPhone.
  2.  In Settings, look for your Apple ID at the top corner and Tap on it.
  3. Scroll down the screen. There exists an option clearly “Wallet & Apple Pay.”
  4. Select “Add Card” and tap on the following options to select your preferred payment method.
  5. Select your preferred option. You can choose either Add Credit Card or Add Debit Card.
  6. Enter your credit card info. Enter info of the card manually or by scanning your card. Scan holding your mobile camera on card numbers. It will read the card number automatically.
  7. Agree on the terms and conditions if it appears. 
  8. Once your card verification process is complete, tap “Save Card.”
  9. Now open the App Store app.
  10. Tap the Purchases icon in the upper right corner of the App Store window.
  11. Tap “Apple Pay
  12. You can now make purchases with your Apple Wallet.

How Can I Add My Debit Card to Apple Pay?

  1. Open Settings on your iPhone.
  2. In Settings Tap on your Apple ID at the top of the screen.
  3. Scroll down the screen. There exists an option clearly “Wallet & Apple Pay.”
  4. Select “Add Card
  5. Tap “Add Credit Card
  6. Tap the card you want to use or the already saved card.
  7. If prompted, enter the card’s security code and tap “Done” Select “Use as Apple Pay” Source.

How To Use Apple Pay At Safari?

According to Apple’s website, there are three ways to set up your Apple Pay account. To get started: Open the Wallet app, tap your name, then tap Add Credit/Debit Card.

If you don’t want to use the Wallet app, you can add your card using Apple Pay in Safari.

  • Open a web page that you want to use Apple Pay on
  • Tap the Apple Pay button in the top right corner of the screen.
  • After you tap the Apple Pay button, select Add Card from the bottom of the menu.

If you already have an Apple Pay Card and want to add it to Apple Pay, you can do so in Settings.

Open Settings > Wallet & Apple ID > View Apple Pay Cards.

You can also sign up for a new card in Wallet by tapping the Add Card button at the bottom of the screen.

What Is The Method To Use Apple Pay At Target?

When shopping at Target with your iPhone, Apple Pay makes paying easy.

Apple Pay works with NFC-enabled terminals at a range of retailers and stores. Stores installed these terminals in checkout lanes and point of sale systems, so users tap their phones on the terminal instead of swiping a credit card. Once tapped, the terminal reads the magnetic strip on the back of the card and authorizes the transaction.

  • With your iPhone, you can hold it near the NFC sensor located on the payment terminal.
  • Hold your iPhone until you hear a voice “ping.”
  • You may require there to enter a passcode or scan a fingerprint. Do it if needed.
  • If you have a set passcode or fingerprint, first use it, and payments can happen immediately.
  • Once you have successfully paid, the receipt pops up on your phone. And you will see a checkmark of “Done” on your screen.

There are no signatures, PINs, or card swipes. It is because they handle payments through Apple’s secure technology and servers.

Who Accepts Apple Pay?

Since July 2015, more than 400,000 retail locations across the U.S have supported Apple Pay., including all major retailers such as:

Retail StoresCVS Pharmacy, Walgreens Pharmacy, Bloomingdales, Petco, Staples, Kohl’s, Walgreens, Big Lots, Best Buy, Apple, B&H Photo, Office Depot, GameStop, Petco, 7-11, Disney, and Office Max, and much more.
Grocery StoresCostco, Macy’s, Target, Albertsons, Safeway, Nordstrom, Aldi, JCPenney, Food Lion, Whole Foods, Sears, Publix, Lucky Supermarkets, Trader Joe’s, Food Lion, Sprouts, Giant Eagle, and many others.
RestaurantsChipotle, Firehouse Subs, McDonald’s, Johnny Rockets, White Castle, Pizza Hut, KFC, Dunkin Donuts, Johnny Rockets, Popeye’s, Baskin Robbins, Jamba Juice, and Taco Bell, among others.
Gas StationsTexaco, Chevron, Raceway, Wawa, and Cumberland Farms, among several others.

Which Apps Accept Apple Pay?

Here is the list of Apps which accepts Apple Pay:

AirbnbGrouponGrubhub
Dunkin’ DonutsLululemonOverstock
EtsyStubhubMLB.com
JetTicketmasterLyft
FandangoStarbucksTarget
ExpediaStaplesUber
Hotel TonightSephoraPanera Bread

What Are The Reasons Why Target Accepts Apple Pay?

For one thing, Target is serious about mobile payments. It’s not just a gimmick. As Apple Pay’s vice president of marketing, Jennifer Bailey, put it: “We don’t take Target’s commitment lightly.” They’re not messing around.

So why did Target join Apple Pay? The answer is that they have a payment system called Target REDcard. It has a very loyal customer base and a relatively high adoption rate. Plus, Target is one of the country’s largest retailers, with over 2,000 stores in the United States.

The reasons why Apple Pay was accepted by Target, in order, are as follows:

  1. There is the ability in Apple Pay to tap or swipe on your phone.
  2. Because it reduces risk, as Target takes a percentage cut for processing transactions on their behalf, Apple is the one who is liable for fraud.
  3. Because it fits their culture of being the technology-forward, innovative company they are.
  4. Target had already implemented EMV chip cards at their stores. But because EMV is still the dominant standard in the U.S., they needed to upgrade to support the latest standard.

Where Can You Not Use Apple Pay?

Nowadays, we’re all accustomed to seeing Q.R. codes everywhere. We’ve become so used to scanning them and being automatically directed to an online page that we’ve lost track of the fact that some websites don’t accept Apple Pay. It can be problematic, especially if you want to purchase items from a particular retailer.

For example, if I’m shopping at Amazon and try to use my iPhone to pay for something, I’ll redirect to the Amazon website to complete the payment. Some retailers accept Apple Pay, such as Starbucks, Bed, Bath & Beyond, REI, and Walmart.

But most retailers don’t accept Apple Pay, and it’s impossible to know whether or not they will use it in the future. Unlike Google Wallet, merchants using the MasterCard or Visa network accept Apple Pay, which doesn’t work on Android devices yet. Apple Pay also has a set of limitations that may be a turnoff for consumers and businesses alike.

Here are some examples where Apple Pay is still not acceptable. Well, no one knows about their future.

  • Kroger
  • K-mart
  • Lowe’s 
  • Sam’s Club
  • Guitar Center
  • Dick’s Sporting Goods
  • Home Depot

How Can You Check About The Acceptance Of Apple Pay?

All stores should display signage indicating that they take Apple Pay. However, I recommend looking at their website first since it may be that their physical store location hasn’t yet implemented Apple Pay.

You’ll know whether a merchant accepts the payment method using an app such as Apple Pay.

You might as well enquire from the cashier or search for this online because, if nothing else, you’ll be more likely to find what you’re looking for.

The good news is that Apple has made it easier to check the stores that support Apple Pay.

Open the Apple Maps app on your iPhone.

From there, you’ll be able to navigate to the “Useful to Know” section below the store’s website address.

Some retailers already accept Apple Pay, so if they show an Apple Pay logo or checkmark near their checkout screen, they take Apple Pay.

How To Check Your Card Balance Via Apple Pay?

  • You download the Apple Pay app to your iPhone or iPad.
  • Use the device’s camera to take a picture of the front of your debit card and enter your PIN.
  • Once it’s processed, you’ll see the total in your balance.

Apple has partnered with banks like Bank of America, Citi, Chase, HSBC, U.S. Bank, Wells Fargo, and others for Apple Pay, but more than 300 independent stores have signed on to support the service.

What Payment Options Does Target Accept?

According to a report from Bloomberg, the target is planning to introduce its mobile payment service, called “Target 2022,” at the end of September. When contacted by TechCrunch, the company refused to speak.

The retailer has been working on a new system that will allow customers to pay with their phones using near-field communication (NFC) technology, the same technology used in Apple Pay. NFC technology is now available in most smartphones, and most major credit cards support it.

Apple Pay is poised to replace traditional credit and debit cards as the go-to payment method for buying online. According to a report by Business Insider, Target Corp. has already started adding the popular mobile payment platform to its mobile checkout process. It is part of an overall strategy to build customer loyalty by offering shoppers more convenience.

Here is the list which explains the accepted payment method by Target:

  • Visa cards
  • Costco Citi credit card
  • MasterCard 
  • American Express cards
  • Discover cards
  • Target Red Cards
  • ATM cards
  • Target gift cards
  • Traveler’s checks
  • SNAP EBT cards
  • WIC

Although Apple Pay is very secure, there are other options for paying with Android phones using Samsung Pay digital wallets or Google pay.

Target Red Card holders can also get a 5% discount on any purchases they make at Target.

How Can You Check Out At Target App Via Apple Pay?

If you’re using the Target app and have Apple pay also, Then you are a lucky person because it accepts online purchases using Apple Pay. Follow these steps to check out in the Target app:

  1. Download the Target App from App Store. And open it
  2. First, choose between “Sign in” and “Continue as a guest” instead. So sign in, or you must sign in to your account when you try to check out.
  3. Select the location of Target near you.
  4. The app will let you know if you can buy non-contact shipping at your site.
  5. Please select the product you wish to purchase and choose your preferred mode of receiving them.
  6. Tap on your shopping cart.
  7. Tap the black “Apple Pay” button on your screen’s bottom right.
  8. Follow Apple Pay instantly and get your desired product.

 Final Words:

With the new partnership between Apple Pay and Target, you can now check out in stores via Apple Pay. When Target registers your iPhone, and you’re shopping at Target using Apple Pay, you no longer need to swipe your credit or debit card at checkout. You hold your phone over the terminal, tap Apple Pay on your phone, and complete the purchase.

If you are still confused about how to use Apple Pay at Target, ask for help from the Target Team. They will help you in doing all these steps.

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